Mountain Disruptor: A Growth & Income Investment Strategy

Combining disruptive innovation, income-oriented investments and alternative credit within one long-term portfolio.

Mountain Disruptor is a growth-oriented investment strategy created by Z Advisory Innovations in January 2023.

The portfolio combines exposure to disruptive technologies with income-producing investments and alternative credit strategies. It is designed for long-term investors seeking capital appreciation while also incorporating sources of portfolio income and broader diversification.

Growth, Income and Diversification

Mountain Disruptor brings together three distinct investment components.

Disruptive Innovation

A portion of the portfolio draws from our Innovation Powerhouse strategy, providing exposure to investment themes such as artificial intelligence, robotics, advanced computing, energy storage and other technologies reshaping established industries.

This component is intended to provide long-term growth potential through companies and technologies positioned to benefit from structural economic change.

Income-Oriented Investments

The portfolio also incorporates closed-end funds and other income-oriented investments used within our S&P 500 Repair Strategy.

These investments can provide portfolio income and exposure across multiple asset classes, investment managers and market segments.

Closed-end fund distributions are not guaranteed, and fund prices can trade above or below the value of their underlying holdings.

Alternative Credit

An alternative credit component provides exposure to investments outside traditional publicly traded equity markets.

Depending on portfolio positioning, alternative credit may provide additional sources of income and diversification.

Credit investments introduce their own risks, including credit, liquidity, interest-rate and issuer risk, and should not be viewed as protection against investment losses.

Why Combine These Strategies?

Growth-oriented investments and income-producing investments serve different purposes within a portfolio.

Mountain Disruptor combines them rather than relying exclusively on a single investment style.

The objective is to pursue long-term capital appreciation through innovative and growth-oriented investments while incorporating income-producing and credit exposures that may behave differently across market environments.

Diversification can help manage portfolio concentration, but it cannot guarantee a profit or prevent investment losses.

A Long-Term Investment Strategy

Mountain Disruptor is intended for investors with a long-term investment horizon who can tolerate meaningful fluctuations in portfolio value.

Portfolio allocations may change as valuations, economic conditions, investment opportunities and risks evolve.

Z Advisory Innovations evaluates each component based on the role it is intended to serve within the broader portfolio rather than simply allocating capital to the investment themes receiving the most attention at any given time.

Who May Consider Mountain Disruptor?

Mountain Disruptor may be appropriate for investors who:

• Seek long-term capital appreciation.
• Want exposure to disruptive and emerging technologies.
• Value portfolio income as part of an overall investment strategy.
• Want exposure beyond a traditional stock-and-bond portfolio.
• Have a long investment time horizon.
• Can tolerate periods of significant market volatility.

The strategy is not appropriate for every investor.

Understanding the Risks

Mountain Disruptor invests across strategies that involve different types and levels of risk.

Growth-oriented and thematic investments may experience significant volatility and prolonged periods of underperformance.

Emerging technologies may develop more slowly than anticipated or fail to achieve expected commercial adoption.

Closed-end funds may trade at premiums or discounts to their net asset value, and distributions may be reduced or discontinued.

Alternative credit investments may involve credit, liquidity, interest-rate and issuer-specific risks.

Diversification and income-producing investments do not eliminate the possibility of investment losses.

One Portfolio, Three Investment Roles

Mountain Disruptor brings together:

Growth through disruptive innovation.

Income through income-oriented investments.

Diversification through alternative credit and multiple investment exposures.

The goal is not to predict which investment style will lead every market environment. It is to construct a portfolio in which different components serve distinct purposes within a long-term investment strategy.

Z Advisory Innovations evaluates whether Mountain Disruptor is appropriate based on an investor's objectives, risk tolerance, financial circumstances and investment time horizon.

Learn more about our Innovation Powerhouse and S&P 500 Repair Strategy, or contact Z Advisory Innovations to discuss whether Mountain Disruptor fits your investment objectives.